Stablecoin and Payments
Stablecoin & Payments
Blockchain-based solutions for payments, money movement and settlement.
Trusted by the World’s Leading Financial Services Companies



Built to Keep Your Customer’s Assets Safe
Understanding the difference between a regulated custodian with a trust charter like Paxos and stablecoin issuers with money transmitter license (MTL) registrations.
Trust Charter vs. Money Transmitter License
Trust Charter
Money Transmitter License
Qualified custodian
Required to hold customer funds segregated from company funds
Holds all client assets bankruptcy remote by law*
Cannot use customer funds to facilitate other business
*This is a distinguishing feature of Paxos-issued stablecoins from MTL-based and unregulated stablecoin issuers. If MTL-based and unregulated stablecoin issuers become insolvent, customers would become exposed to delays, and courts could determine customer assets belong to the senior creditors of the issuer’s bankruptcy estate.
Built to Keep Your Customer’s Assets Safe
Understanding the difference between a regulated custodian with a trust charter like Paxos and stablecoin issuers with money transmitter license (MTL) registrations.
Trust Charter vs. Money Transmitter License
Qualified custodian
Trust charter
MTL
Required to hold customer funds segregated from company funds
Trust charter
MTL
Holds all client assets bankruptcy remote by law*
Trust charter
MTL
Cannot use customer funds to facilitate other business
Trust charter
MTL
*This is a distinguishing feature of Paxos-issued stablecoins from MTL-based and unregulated stablecoin issuers. If MTL-based and unregulated stablecoin issuers become insolvent, customers would become exposed to delays, and courts could determine customer assets belong to the senior creditors of the issuer’s bankruptcy estate.
Paxos Payments Solutions

Transfers
Global, instantaneous money movement


Crypto Rewards
Reward users with cryptocurrencies

Whitelabel a Stablecoin
Your own branded digital dollar
Paxos Stablecoins
Digital dollars that always equal a dollar

Regulated
Highest industry standards
Paxos stablecoins – and their reserves – are subject to strict regulatory oversight by the New York State Department of Financial Services, meeting the highest standards of consumer protection.


1:1 Redemption
Always available
Reserves are held 100% in cash and US treasuries, meaning that customer funds are always available for 1:1 redemption.


Bankruptcy Remote
Assets fully segregated
In the event of Paxos Trust’s insolvency, New York banking law protects customer assets from being used to satisfy the debt of Paxos. All assets are held bankruptcy remote in segregated accounts.




